Have you spent too much this Christmas?

Join the club! So many of us over spend and indulge at Christmas, so it's perfectly normal to feel the pinch in the New Year. We do have something that could help though - our Budget Account.

The Budget Account lets you spread the cost of Christmas over a few months and it's interest free too, instead you pay a nominal monthly fee which can come straight from your payroll. You can pay your repayments in lump sums or by structured monthly payments which means that it's a lot more flexible than a loan. It's a great alternative to a credit card, because you don't pay interest on the account and all the repayments you make are therefore capital, so you will know exactly where you're up to.

To the right you will find a table of limits and the fees attached to them. Applying is easy, simply click here and this will take you directly to the application form. You can also see more information on the Budget Account here.

Please also feel free to contact us at any time for any information or to discuss your options. We will be happy to help...

Here's to a healthy 2012 financial household budget!