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Latest news > Interest Rates
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Interest Rates
There are no set up or administration fees involved in our loans and because the interest is calculated daily, and only on the outstanding amount; it makes your loan great value. Plus, if you settle your loan early, you will only pay interest up to that day and there are no administration charges for this either. All profits are given back to our members by way of an annual dividend on their savings.
Loan Rates £1 to £25,000 @ 9.9% APR | Monthly Repayment | | Term | Loan Amount | Without Insurance | Accident and Sickness Insurance | Accident, Sickness and Unemployment Insurance | | 12 months | £1,000 | £87.68 | £3.97 | £6.01 | | £3,000 | £263.03 | £11.92 | £18.02 | | £5,000 | £438.38 | £19.86 | £30.03 | | | 24 months | £1,000 | £45.91 | £2.08 | £3.14 | | £3,000 | £137.72 | £6.24 | £9.43 | | £5,000 | £229.53 | £10.40 | £15.72 | | | 36 months | £3,000 | £96.08 | £4.35 | £6.58 | | £5,000 | £160.12 | £7.25 | £10.97 | | £10,000 | £320.24 | £14.51 | £21.94 | | | 48 months | £3,000 | £75.35 | £3.41 | £5.16 | | £5,000 | £125.57 | £5.69 | £8.60 | | £10,000 | £251.14 | £11.38 | £17.20 | | £25,000 | £627.84 | £28.44 | £43.01 | | | 60 months | £3,000 | £62.98 | £2.85 | £4.31 | | £5,000 | £104.97 | £4.76 | £7.19 | | £10,000 | £209.93 | £9.51 | £14.38 | | £25,000 | £524.81 | £23.77 | £35.95 | | | 90 months | £3,000 | £46.71 | £2.12 | £3.20 | | £5,000 | £77.84 | £3.53 | £5.33 | | £10,000 | £155.68 | £7.05 | £10.66 | | £25,000 | £389.19 | £17.63 | £26.66 | Probationary Loan Rates £1 to £10,000 @ 6% APR
| Monthly Repayment | | Term | Loan Amount | Without Insurance | Accident and Sickness Insurance | Accident, Sickness and Unemployment Insurance | | 12 months | £1,000 | £86.00 | £3.90 | £5.89 | | £3,000 | £257.98 | £11.69 | £17.66 | | £5,000 | £429.97 | £19.48 | £29.43 | | | 24 months | £1,000 | £44.25 | £2.00 | £3.03 | | £3,000 | £132.75 | £6.01 | £9.09 | | £5,000 | £221.25 | £10.02 | £15.14 | | | 36 months | £1,000 | £30.35 | £1.37 | £2.08 | | £3,000 | £91.05 | £4.12 | £6.23 | | £5,000 | £151.75 | £6.87 | £10.39 | | £8,000 | £242.80 | £11.00 | £16.62 | | £10,000 | £303.50 | £13.75 | £20.77 | | | 48 months | £1,000 | £23.42 | £1.06 | £1.60 | | £3,000 | £70.24 | £3.18 | £4.81 | | £5,000 | £117.06 | £5.30 | £8.01 | | £8,000 | £187.30 | £8.48 | £12.82 | | £10,000 | £234.12 | £10.60 | £16.02 | | | 60 months | £1,000 | £19.26 | £0.87 | £1.32 | | £3,000 | £57.78 | £2.62 | £3.95 | | £5,000 | £96.30 | £4.36 | £6.59 | | £8,000 | £154.07 | £6.98 | £10.55 | | £10,000 | £192.59 | £8.72 | £13.18 | Savings Rates | 2005 | 2006 | 2007 | | Member Account | 4.2% | 4.3% | 4.5% | | Notice Plus | 5.2% | 5.3% | 5.5% | | ISA | | | 5.75% | |
