Nationwide Building Society recently unveiled findings from their survey focusing on the experiences of first-time homebuyers. With over 1,000 respondents intending to purchase their first home within the next five years, the survey provided valuable insights into the obstacles faced during this journey.   What do the numbers tell us? The results highlighted some concerning… Read more »

  A new tax year does not mean much to some people, yet to others, it reminds them of an impending deadline… the deadline of the tax return! Whilst a lot of people think of a tax return as something to be completed by self-employed individuals, which may be true, there are other reasons why… Read more »

    To conclude our three-part series on revealing the hidden fees of financial products, this month we’re shifting our focus to the hidden fees of mortgages. The mortgage process can be daunting for many individuals due to the complex language involved. The following information aims to clarify some of the terms you may encounter… Read more »

    Last month we looked at the hidden fees of bank accounts. Join us this month on the second part of our update as we uncover the hidden fees associated with credit cards. Credit card fees can vary significantly among financial institutions and even across different types of cards from the same company. To… Read more »

    In the complex world of financial products, individuals can often find themselves trying to understand confusing terms and conditions and end up discovering different hidden fees. In this three-part series, our goal is to explain different fees associated with various financial products, giving you some additional knowledge to make informed decisions.   This… Read more »

  This year, we were able to bring a more immersive and member-centric approach to our Annual General Meeting. We live streamed our AGM via our mobile app so that we could include even more of our members. All of our valued members had the opportunity to watch our CEO – Caroline Domanski MBE, CFO… Read more »

  What is a Credit Score? Soft vs hard credit checks How to check your Credit Score How to potentially improve your Credit Score What have we learnt? What is a credit score? A credit score is a number that reflects a person’s creditworthiness, and it is something that many lenders take into consideration when… Read more »

  In this edition of Let’s Talk About Money, we are looking at the credit unions’ roots and exploring who we are, why we exist, and the main differences you can expect from traditional banking institutions.   Unfortunately, there isn’t a clear winner when it comes to comparing credit unions and banks. Both have their… Read more »

  Recently, we issued a survey to identify your wants and needs when it comes to savings accounts. This was to assist us in understanding if there are any products we could offer or changes we could make to better suit our members. You spoke, we listened, and we’ve already begun to make some changes…. Read more »

    Subscribe to our monthly “Let’s talk about money” newsletters here!    From its conception in 2009, Cryptocurrency has seemingly stuck around far longer than some people anticipated and awareness of it has risen in recent years. The market capitalisation of Cryptocurrency has seen a huge increase in the past ten years, from $1bn… Read more »