Loans designed for the police family

Every application is assessed using information about your circumstances, affordability and ability to repay, helping us make responsible lending decisions.

Why borrow with No1 CopperPot?

  • Clear, fixed rates. The rate shown for each loan is the rate available to all borrowers who meet the product’s eligibility criteria
  • No early repayment fees. Overpay or repay your loan at any time without additional charges.
  • Payroll deduction available. Make repayments directly from your salary through payroll deduction, available in most UK police forces.

All loans are subject to affordability and our lending criteria. Missing repayments could negatively affect your credit file.

Eligibility

To apply for a loan, you must:

✓  Be aged 18 or over and live in the UK or Isle of Man
✓  Be in paid employment or receive a regular income
✓  Be a serving or retired Police Officer, Police Staff member, PCSO, Special Constable, or an eligible immediate family member living at the same address
✓  Be a No1 CopperPot member (if you’re not already a member, you can apply for membership as part of your loan application)

 

The application process

Complete the application

You can apply for loans and membership at the same time, online or through our mobile app.

Assessing your loan

Your application is assessed considering your overall affordability, not just your credit score.

The decision

We aim to provide a decision within three working days. Once approved and your agreement has been completed, your funds can be released soon after.

Explore our products
Find your loan

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Abby McEwan profile picture
Abby McEwan
2 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Fantastic. When I contacted No1. Copperpot I received a personable and quick service, thank you!
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Emma Willicott profile picture
Emma Willicott
2 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
I can't praise No1 CopperPot Credit Union enough! I recently needed to take out a loan to cover some unexpected car repairs and holiday fund, and the entire experience was completely stress-free. I applied directly through their site, which was incredibly simple and clear to navigate. What really stood out to me was their friendly and approachable service team. Many thanks
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Beth Jenkins profile picture
Beth Jenkins
7 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Highly recommend. David was extremely helpful and assisted with what I needed.
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roses profile picture
roses
7 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Thank you very much, Linda! You've been a brilliant help.
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Sonia Clarke profile picture
Sonia Clarke
8 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
I am a member of No 1 Copperpot via a retired police officer. I currently save with copperpot and recently wished to raise some funds for home improvement. A thoroughly helpful, informative, simple and digital process. Application to funds within three days. Very efficient and I would recommend without hesitation.
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Jacob Hill profile picture
Jacob Hill
8 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Amazing staff amazing organisation. Here to assist when big projects needs a little more.
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Thomas Felton profile picture
Thomas Felton
16 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Rebecca was very helpful and very professional, the loan was reviewed and processed very quickly which has helped a lot, thank you
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steven lee profile picture
steven lee
22 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Can't rate them high enough really. I got a loan very quickly with a much better rate than offered by my bank. Big thanks to Rachel who handled my application.
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Oli Oliver profile picture
Oli Oliver
22 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Smooth process start to finish, everything went through in the proposed timeline. Faultless
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Gary Fletcher profile picture
Gary Fletcher
29 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Rachel was extremely helpful, very efficient and made applying for a loan incredibly easy. I highly recommend both Rachel and Copperpot