Mobile app: Loan application

Let's get started

Which loan are you applying for?*

Apply to borrow up to £25,000 over a maximum term of 96 months.
Interest rates for this product are:
Under £5,000 - 12.89% APR
£5,000 - £25,000 - 9.9% APR

Apply to borrow up to £50,000 or 50% of your commutation entitlement, depending on which amount is lower.
The loan is an interest-only loan, fixed at 9.9% APR.
Upon retirement, you will be required to repay your loan on receipt of your commutation.

Apply to borrow up to £4,999 over a maximum term of 10 months.
The interest rate is fixed at 12.89% APR.

Apply to borrow up to £40,000 over a maximum term of 120 months at a fixed rate of 3.5% APR.
This loan is secured against your savings, you must maintain your savings of at least an equal amount to your outstanding loan at all times.

Flexible credit facility. Apply for a limit up to £5,000.
The monthly repayment amount depends on the limit agreed. Please click here to see the full list of repayment amounts.
The interest rate for this facility is fixed at 12.68% APR.

Available for Police Officers within their first two years of service.
Apply to borrow up to £10,000 over a maximum term of 60 months.
The interest rate is fixed at 5.5% APR.

A short term facility that is designed to help you manage your finances on a day to day basis.
Apply for a limit of up to £2,000. Please click here to see the full list of monthly fees.

If you are a member of the Credit Union and 70 years of age or over, you can apply for a 70 Plus Loan. It also includes extended Life Protection up to age 80.
Apply to borrow up to £5,000 over a maximum term of 36 months at a fixed rate of 9.9% APR.

Apply to borrow up to £35,000 over a maximum term of 96 months.
Interest rates for this product are:
Under £4,999 - 12.89% APR
£5,000 - £9,999 - 7.9% APR
£10,000 - £19,999 - 6.9% APR
£20,000 - £35,000 - 7.9% APR

Are you looking to borrow for more than one purpose?*

Yes
No

Your loan purpose

What purpose are you applying to borrow for?*

This loan will be treated as a Consolidation Loan, and will be charged accordingly. As you are also applying for a Member Loan, the rate which you will be charged may be higher or lower than the rate you have already seen. If the rate is higher this will increase your monthly payments and the overall interest which you will be charged. Due to this you must check the rates for this type of loan, for the amount of loan required, prior to proceeding with your application. Please tick here to confirm you have done this and are happy to proceed*

I confirm I am happy to apply for a Member Loan and a Consolidation Loan at the same time

What purpose are you applying to borrow for?*

Please give more information*

You are unable to consolidate or repay existing debt using this loan. You may be more interested in our Consolidation Loan.

This loan will be treated as a Consolidation Loan, and will be charged accordingly. Please tick to confirm you are happy to proceed with this application.*

I confirm I am happy to proceed

How much do you wish to borrow for consolidation purposes?*

Please enter a number from 1 to 50000.

How much do you wish to borrow for consolidation purposes?*

Please enter a number from 1 to 25000.

How much are you looking to borrow for this purpose?*

Please enter a number from 1 to 100000.

How much are you looking to borrow for this purpose?*

Please enter a number from 1 to 35000.

How much are you looking to borrow for this purpose?*

Please enter a number from 1 to 2000.

How much do you wish to borrow for consolidation purposes?*

Please enter a number from 1 to 25000.

Tell us about your creditors

1st Lender's Name

Amount you owe

Current monthly payment

Please upload a copy of the settlement figure, or latest statement

Max. file size: 10 MB.

2nd Lender's Name

Amount you owe

Current monthly payment

Please upload a copy of the settlement figure, or latest statement

Max. file size: 10 MB.

3rd Lender's Name

Amount you owe

Current monthly payment

Please upload a copy of the settlement figure, or latest statement

Max. file size: 10 MB.

4th Lender's Name

Amount you owe

Current monthly payment

Please upload a copy of the settlement figure, or latest statement

Max. file size: 10 MB.

5th Lender's Name

Amount you owe

Current monthly payment

Please upload a copy of the settlement figure, or latest statement

Max. file size: 10 MB.

Any other information?

If you require funds for an additional purpose please let us know the amount, purpose and desired repayment term as a Loans Officer may be able to advise another more suitable product.

Second loan purpose

What else are you applying to borrow for?*

Please give more information*

This loan will be treated as a Consolidation Loan, and will be charged accordingly. As you are also applying for a Member Loan, the rate which you will be charged may be higher or lower than the rate you have already seen. If the rate is higher this will increase your monthly payments and the overall interest which you will be charged. Due to this you must check the rates for this type of loan, for the amount of loan required, prior to proceeding with your application. Please tick here to confirm you have done this and are happy to proceed*

I confirm I am happy to apply for a Member Loan and a Consolidation Loan at the same time

How much are you looking to borrow for this purpose?*

Please enter a number from 1 to 35000.

How much are you looking to borrow for this purpose?*

Please enter a number from 1 to 100000.

How much do you wish to borrow for consolidation purposes?*

Please enter a number from 0 to 50000.

How much do you wish to borrow for consolidation purposes?*

Please enter a number from 0 to 25000.

Tell us about your creditors

1st Lender's Name

Amount you owe

Current monthly payment

Please upload a copy of the settlement figure, or latest statement

Max. file size: 10 MB.

2nd Lender's Name

Amount you owe

Current monthly payment

Please upload a copy of the settlement figure, or latest statement

Max. file size: 10 MB.

3rd Lender's Name

Amount you owe

Current monthly payment

Please upload a copy of the settlement figure, or latest statement

Max. file size: 10 MB.

4th Lender's Name

Amount you owe

Current monthly payment

Please upload a copy of the settlement figure, or latest statement

Max. file size: 10 MB.

5th Lender's Name

Amount you owe

Current monthly payment

Please upload a copy of the settlement figure, or latest statement

Max. file size: 10 MB.

Any other information?

If you require funds for an additional purpose please let us know the amount, purpose and desired repayment term as a Loans Officer may be able to advise another more suitable product.

The amount you wish to borrow

How much would you like to apply to borrow on our Member Loan?*

Please enter a number from 1 to 35000.

How much would you like to apply to borrow on our Limited Edition Loan?*

Please enter a number from 5000 to 14999.

What Revolving Credit limit are you applying for?*

Limit requested*

How much would you like to apply to borrow on our Student Officer Loan?*

Please enter a number from 1 to 10000.

How much are you looking to apply to borrow on our Holiday Loan?*

Please enter a number from 1 to 4999.

How much are you looking to apply to borrow on our Commutation Loan?*

Please enter a number from 1 to 100000.

How much are you looking to apply to borrow on our Loyalty Loan?*

Please enter a number from 1 to 40000.

How much are you looking to apply to borrow on our 70 Plus Loan?*

Please enter a number from 1 to 5000.

Repaying your loan

What amount would you like to repay each month?*

Please enter a number greater than or equal to 16.

This must be equal to, or higher than, the minimum required for the amount applied for. This is the amount you'll commit to paying each month. The more you commit to paying, the faster you will repay any borrowing. You can also make over-payments whenever you wish.

What amount would you like to repay each month?*

Please enter a number greater than or equal to 32.

This must be equal to, or higher than, the minimum required for the amount applied for. This is the amount you'll commit to paying each month. The more you commit to paying, the faster you will repay any borrowing. You can also make over-payments whenever you wish.

What amount would you like to repay each month?*

Please enter a number greater than or equal to 44.

This must be equal to, or higher than, the minimum required for the amount applied for. This is the amount you'll commit to paying each month. The more you commit to paying, the faster you will repay any borrowing. You can also make over-payments whenever you wish.

What amount would you like to repay each month?*

Please enter a number greater than or equal to 64.

This must be equal to, or higher than, the minimum required for the amount applied for. This is the amount you'll commit to paying each month. The more you commit to paying, the faster you will repay any borrowing. You can also make over-payments whenever you wish.

What amount would you like to repay each month?*

Please enter a number greater than or equal to 80.

This must be equal to, or higher than, the minimum required for the amount applied for. This is the amount you'll commit to paying each month. The more you commit to paying, the faster you will repay any borrowing. You can also make over-payments whenever you wish.

What amount would you like to repay each month?*

Please enter a number greater than or equal to 96.

This must be equal to, or higher than, the minimum required for the amount applied for. This is the amount you'll commit to paying each month. The more you commit to paying, the faster you will repay any borrowing. You can also make over-payments whenever you wish.

What amount would you like to repay each month?*

Please enter a number greater than or equal to 132.

This must be equal to, or higher than, the minimum required for the amount applied for. This is the amount you'll commit to paying each month. The more you commit to paying, the faster you will repay any borrowing. You can also make over-payments whenever you wish.

What amount would you like to repay each month?*

Please enter a number greater than or equal to 166.

This must be equal to, or higher than, the minimum required for the amount applied for. This is the amount you'll commit to paying each month. The more you commit to paying, the faster you will repay any borrowing. You can also make over-payments whenever you wish.

What amount would you like to contribute towards repaying each month?*

Please enter a number greater than or equal to 10.

This must be equal to, or higher than, the minimum fee for the limit applied for. This is the amount you'll commit to paying each month. The more you commit to paying, the faster you will repay any borrowing. You can also make over-payments whenever you wish.

What amount would you like to contribute towards repaying each month?*

Please enter a number greater than or equal to 5.

This must be equal to, or higher than, the minimum fee for the limit applied for. This is the amount you'll commit to paying each month. The more you commit to paying, the faster you will repay any borrowing. You can also make over-payments whenever you wish.

What amount would you like to contribute towards repaying each month?*

Please enter a number greater than or equal to 15.

This must be equal to, or higher than, the minimum fee for the limit applied for. This is the amount you'll commit to paying each month. The more you commit to paying, the faster you will repay any borrowing. You can also make over-payments whenever you wish.

What amount would you like to contribute towards repaying each month?*

Please enter a number greater than or equal to 20.

This must be equal to, or higher than, the minimum fee for the limit applied for. This is the amount you'll commit to paying each month. The more you commit to paying, the faster you will repay any borrowing. You can also make over-payments whenever you wish.

Over how many months would you like to repay your Member Loan?*

Please enter a number less than or equal to 96.

Over how many months would you like to repay your Consolidation Loan?*

Please enter a number less than or equal to 96.

Over how many months would you like to repay your Student Officer Loan?*

Please enter a number less than or equal to 60.

What is your expected retirement date?*

Over how many months would you like to repay your 70 Plus Loan?*

Please enter a number less than or equal to 36.

Over how many months would you like to repay your Loyalty Loan?*

Please enter a number less than or equal to 120.

Over how many months would you like to repay your Limited Edition Loan?*

Please enter a number less than or equal to 90.

Over how many months would you like to repay your Holiday Loan?*

Please enter a number less than or equal to 10.

Additional details

Do you already have a loan with us?*

Yes
No

Is this a new loan application or are you topping up your existing loan?*

New loan application
Top up exisiting loan

If you choose to top up we will set up a new loan agreement for your existing balance plus the extra amount you want to borrow. The new loan may have a different term and interest rate.

Please note, the minimum you can apply for when topping up your existing loan is £500.

Please upload a copy of your latest pension forecast

Max. file size: 10 MB.

How much would you like to save each month in your Member Account?*

Please enter a number from 5 to 40000.

Let's get started

Your loan purpose

Tell us about your creditors

Second loan purpose

Tell us about your creditors

The amount you wish to borrow

Repaying your loan

Additional details

Your details

Your ID

Your address

Contact details

Residential status

Employment details

Your bank details

Personal finances

Monthly income

Monthly household expenditure

Loan declaration