Welcome

We like to keep our members updated on everything going on at No1 CopperPot Credit Union, here you can find a round up of our news.

News

Up to 60% LTV mortgages

So what’s on offer? We’re offering cashback to all our members who have at least 40% equity in their homes. Depending on whether you choose a two-year fixed rate or a three-year fixed rate, there’s £500 or £750 up for grabs! It’s entirely up to you to choose what to spend your cashback on, it… Read more »

Categories: Products, Promotion

An alternative to your overdraft

Overdrafts can be a useful facility to help fund unexpected bills, however it’s important to be aware of how much you could be charged to use it, especially with recent changes. So what’s changed? From April this year, the FCA announced that banks would be required to price overdrafts using a single annual interest rate,… Read more »

Categories: Advice, Products

Are you looking for a new car?

  Having a reliable car can make a huge difference to your everyday life. Amongst other things it’s there to help you drop the kids off at school, see friends and family or get you safely to work. Our Member Loan could help you purchase your perfect car. Key benefits of the Member Loan You can apply to… Read more »

Categories: Advice, Products

Stamp Duty Holiday

  What is Stamp Duty? Stamp Duty Land Tax (SDLT) is applied to some residential property purchases in England and Northern Ireland. Ordinarily, there are different tax rates for different purchases prices ranging from 0% (up to £125,000) to 12% (in excess of £1,500,000). What have the government announced? Due to the national impact of… Read more »

Categories: Advice

We’ve improved our mortgage product range!

We’re excited to announce we’ve improved our mortgage product range. Our maximum mortgage term has been extended to 35 years, and we have also launched mortgages for the Help to Buy: Equity Loan scheme! We’ve extended the maximum term on our mortgages to help members who prefer to spread the cost over a longer period…. Read more »

Categories: Uncategorised

For when you need a little more…

Do you currently have a loan with us? Or are you considering applying for one in the future? We understand that sometimes unexpected costs arise and you might find yourself needing some extra cash. We allow our members to apply for additional borrowing when they have an existing loan with us. There are two ways… Read more »

Categories: Uncategorised

Looking for a flexible cash boost?

  With so many people now spending more time at home it has given them the opportunity to work on their gardens and houses. Some are also buying exercise equipment to replace time spent at the gym. If you are looking to fund projects such as these with flexible credit, our Revolving Credit facility may… Read more »

Categories: Products

Service update from the CEO

As we are adapting to working during the Covid-19 pandemic, we are focusing on modifying our practices allowing us to provide the best service we can to you. We moved to remote working almost instantly with the majority of our services and a temporary phone system available to our members. We have now been able… Read more »

Categories: Office Updates

Help us to say thank you to our heroes

Whilst we are all in lockdown and adapting to a new way of living, we want to take this time to say thank you to all the people who are helping to keep us safe. We need the little ones in your life to help us do this… it should help to keep them occupied… Read more »

Categories: Uncategorised

Further update from our Chief Executive

In light of the latest advice from the Prime Minister to both ensure the safety of our staff whilst still allowing us to continue to offer services to you during this difficult time, we have taken the decision to temporarily close our office from 5pm today (24/03/2020).  This is an eventuality that we had planned… Read more »

Categories: Uncategorised