Get a loan that fits you perfectly

Borrowing from No1 CopperPot has more benefits than simply being personally assessed by a dedicated Loans Officer. A loan from your police family exclusive credit union has;

  • Clear interest rates. No representative APR, meaning the rate you see is the rate you get, no matter your credit score.
  • No early repayment fees. Overpay or repay your loan anytime, without additional charges.
  • Convenient payroll deduction. Repay directly from your salary with payroll deduction available in most UK police forces. 

All loans are subject to affordability and our lending criteria. Missed repayments could have a negative impact on your credit file.

Eligibility

✓    All applicants must be aged 18 or over and a UK or Isle of Man resident.
✓    You’re a retired or serving Police Officer, Police Staff, PCSO, Special, or an immediate family member (living at the same address).
✓    Only members of the Credit Union can obtain a loan (you can apply for membership within your loan application).

The application process

Complete the application

You can apply for our loan products and membership at the same time, online or through our mobile app.

Assessing your loan

Your application is personally assessed by our experienced Loans Officers, who consider your overall affordability, not just your credit score.

The decision

We strive to assess your application and provide a decision within two working days. If approved and the agreement is signed you can receive funds almost instantly.

Explore our products
Find your loan

Shalom Ruska
Shalom Ruska
The No1 CopperPot Credit Union, continues to be a first-class service. Helpful and easy to speak with concerning any enquiry. My own enquiry was dealt with by Lucy, who has been so professional and charming. They can't be beat!
Zenna Walker
Zenna Walker
I have had some pretty awful experiences, CopperPot & Beant has restored my faith, can’t recommend enough. The process was quick & painless & you get to deal with an actual human makes all the difference … thank you
Michael Shaw
Michael Shaw
Always helpful, staff make things easy to understand, always polite. Copperpot have looked after the family for a long time, I would highly recommend them.
Mohammed Shabir
Mohammed Shabir
Excellent service from No1 Copperpot. I needed a loan as a contingency to support my company in the case money was required for cashflow. Copperpot were very efficient in sorting out the loan and provided it without any early repayment charges. The business was able to pay the loan quicker than anticipated. Amazing and friendly service when you need help and provide loans according to your personal circumstances. I highly recommend them if you require a loan.
Yvonne Clowes
Yvonne Clowes
A really polite and friendly bunch of people, from the office staff to the Loan Officer (Beant in my case). The loan process was quick and stress free almost like talking to people who know you personally! nothing was to much trouble, no question was to much trouble. A very good deal too ! Thank you.
Lee H
Lee H
Excellent service. Took the time to understand what I needed, and took the time to make sure it would work for me financially. Strange experience apply for finance and it be considered for your benefit not a profit. Beant was brilliant
Cerwyn Lewis
Cerwyn Lewis
Recently took out a member loan, really quick and easy process and took the stress out of apply for a loan!.
Darran Fox
Darran Fox
Great service. Great communications and dealt with promptly Thank you.
James Feeley
James Feeley
Brilliant! Professional service with clear communication and guidance throughout.