Loans designed for the police family

Every application is assessed using information about your circumstances, affordability and ability to repay, helping us make responsible lending decisions.

Why borrow with No1 CopperPot?

  • Clear, fixed rates. The rate shown for each loan is the rate available to all borrowers who meet the product’s eligibility criteria
  • No early repayment fees. Overpay or repay your loan at any time without additional charges.
  • Payroll deduction available. Make repayments directly from your salary through payroll deduction, available in most UK police forces.

All loans are subject to affordability and our lending criteria. Missing repayments could negatively affect your credit file.

Eligibility

To apply for a loan, you must:

✓  Be aged 18 or over and live in the UK or Isle of Man
✓  Be in paid employment or receive a regular income
✓  Be a serving or retired Police Officer, Police Staff member, PCSO, Special Constable, or an eligible immediate family member living at the same address
✓  Be a No1 CopperPot member (if you’re not already a member, you can apply for membership as part of your loan application)

 

The application process

Complete the application

You can apply for loans and membership at the same time, online or through our mobile app.

Assessing your loan

Your application is assessed considering your overall affordability, not just your credit score.

The decision

We aim to provide a decision within three working days. Once approved and your agreement has been completed, your funds can be released soon after.

Explore our products
Find your loan

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Tom Wood profile picture
Tom Wood
1 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
5⭐️, delt with Rachel who was very helpful and sorted it quickly
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Bernadett Asbóth profile picture
Bernadett Asbóth
1 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Easy application, friendly staff, good communication and quick approval time. Highly recommended service.
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Lynda Lane profile picture
Lynda Lane
2 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Well I got there in the end but I found it a bit confusing. But then I've still got one foot in the last century. However the office staff were brilliant and helpful, every time I rang them.
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Hannah Lamb profile picture
Hannah Lamb
6 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Great service from Rachel this week! Filled out a form on the Saturday, got a phone call on Monday and the money from the loan was in my account by Tuesday. Rachel was so friendly and helpful and the low interest rate is a massive money saver. I also had a previous loan with CopperPot and I have a savings account which have both been great. Definitely recommend!
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Ms Van profile picture
Ms Van
8 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Rachel was so lovely and understanding and explained everything to me perfectly. Thank you so much for making things so easy for me
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Sam Keen profile picture
Sam Keen
10 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent experience with Copper Pot today, specifically Rachel. Super friendly and was able to talk me through my options. Highly recommend!
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Alex Marshall profile picture
Alex Marshall
10 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
⭐⭐⭐⭐⭐ I had a fantastic experience with Copperpot, particularly working with Rachel, who assisted me with consolidating a loan. Rachel was superb from start to finish — incredibly friendly, professional and helpful throughout the whole process. She made what could have been a complicated and stressful process feel really simple and straightforward, explaining everything clearly and making the whole experience completely hassle-free. It’s refreshing to deal with someone who genuinely makes you feel supported and takes the time to make things as easy as possible. Rachel is a real credit to Copperpot, and I wouldn’t hesitate to recommend her and the team to anyone looking for help with loan consolidation. Thank you, Rachel, for making everything so easy!
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Sheila Bidolak profile picture
Sheila Bidolak
17 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Quick and efficient application procedure especially for a non tech person. Thank you improvement on the old system
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Johnathan profile picture
Johnathan
18 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Rachel has been fantastic throughout! The process was quick and simple, with any queries being handled promptly. Can’t thank these enough
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Matthew Martin profile picture
Matthew Martin
21 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Great service as always Rachel was very helpful and knowledgeable