Get a loan that fits you perfectly
Borrowing from No1 CopperPot has more benefits than simply being personally assessed by a dedicated Loans Officer. A loan from your police family exclusive credit union has;
- Clear interest rates. No representative APR, meaning the rate you see is the rate you get, no matter your credit score.
- No early repayment fees. Overpay or repay your loan anytime, without additional charges.
- Convenient payroll deduction. Repay directly from your salary with payroll deduction available in most UK police forces.Â
All loans are subject to affordability and our lending criteria. Missed repayments could have a negative impact on your credit file.
Eligibility
✓  All applicants must be aged 18 or over and a UK or Isle of Man resident.
✓  You’re a retired or serving Police Officer, Police Staff, PCSO, Special, or an immediate family member (living at the same address).
✓  Only members of the Credit Union can obtain a loan (you can apply for membership within your loan application).
The application process
Complete the application
You can apply for our loan products and membership at the same time, online or through our mobile app.
Assessing your loan
Your application is personally assessed by our experienced Loans Officers, who consider your overall affordability, not just your credit score.
The decision
We strive to assess your application and provide a decision within two working days. If approved and the agreement is signed you can receive funds almost instantly.
Find your loan
Our loan products
Consolidation Loan
Aim to improve your financial position by consolidating your existing debt.
Consolidation Loan
Commutation Loan
Get a head start on your retirement and access your commutation early.
Commutation Loan
Slater House, Oakfield Road,
Cheadle Royal Business Park,
Cheshire, SK8 3GX
Cheadle Royal Business Park,
Cheshire, SK8 3GX
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Copyright © 2025 No1 CopperPot Credit Union
Number One Police Credit Union Limited trading as No1 CopperPot Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 213301. For details visit http://www.fca.org.uk