What is APR?
APR (Annual Percentage Rate) is the annual interest rate charged on the money you borrow. It is calculated per year and split over 12 months. It forms part of your monthly repayments and is often referred to simply as ‘interest’.
We don’t believe that charging our members representative is fair, so we don’t offer them. With our loans, the rate you see is the rate every member gets if accepted, regardless of credit score. All our loans are individually assessed on affordability and subject to status and our lending criteria.
Click here to see the loan products we offer. You can use our loan calculator to see exactly what your repayments would be if accepted.