Nationwide Building Society recently unveiled findings from their survey focusing on the experiences of first-time homebuyers. With over 1,000 respondents intending to purchase their first home within the next five years, the survey provided valuable insights into the obstacles faced during this journey.   What do the numbers tell us? The results highlighted some concerning… Read more »

  A new tax year does not mean much to some people, yet to others, it reminds them of an impending deadline… the deadline of the tax return! Whilst a lot of people think of a tax return as something to be completed by self-employed individuals, which may be true, there are other reasons why… Read more »

    To conclude our three-part series on revealing the hidden fees of financial products, this month we’re shifting our focus to the hidden fees of mortgages. The mortgage process can be daunting for many individuals due to the complex language involved. The following information aims to clarify some of the terms you may encounter… Read more »

    Last month we looked at the hidden fees of bank accounts. Join us this month on the second part of our update as we uncover the hidden fees associated with credit cards. Credit card fees can vary significantly among financial institutions and even across different types of cards from the same company. To… Read more »

    In the complex world of financial products, individuals can often find themselves trying to understand confusing terms and conditions and end up discovering different hidden fees. In this three-part series, our goal is to explain different fees associated with various financial products, giving you some additional knowledge to make informed decisions.   This… Read more »

  What is a Credit Score? Soft vs hard credit checks How to check your Credit Score How to potentially improve your Credit Score What have we learnt? What is a credit score? A credit score is a number that reflects a person’s creditworthiness, and it is something that many lenders take into consideration when… Read more »

  In this edition of Let’s Talk About Money, we are looking at the credit unions’ roots and exploring who we are, why we exist, and the main differences you can expect from traditional banking institutions.   Unfortunately, there isn’t a clear winner when it comes to comparing credit unions and banks. Both have their… Read more »

    Subscribe to our monthly “Let’s talk about money” newsletters here!    From its conception in 2009, Cryptocurrency has seemingly stuck around far longer than some people anticipated and awareness of it has risen in recent years. The market capitalisation of Cryptocurrency has seen a huge increase in the past ten years, from $1bn… Read more »

    Subscribe to our monthly “Let’s talk about money” newsletters here!    Opening a joint account can be a significant financial decision for people looking to navigate their financial lives together. Legal and General claim that two-thirds of cohabiting couples have a joint account and half of the remaining people would potentially share all… Read more »

    Subscribe to our monthly “Let’s talk about money” newsletters here!  In our modern tech-driven world, staying savvy about financial scams and keeping safe online is more important than ever. Scams are fraudulent schemes that trick people into parting with their personal details or cash.  Financial scams come in a variety of shapes and forms, from fake… Read more »