In this edition of Let’s Talk About Money, we are looking at the credit unions’ roots and exploring who we are, why we exist, and the main differences you can expect from traditional banking institutions.   Unfortunately, there isn’t a clear winner when it comes to comparing credit unions and banks. Both have their… Read more »

    Subscribe to our monthly “Let’s talk about money” newsletters here!    From its conception in 2009, Cryptocurrency has seemingly stuck around far longer than some people anticipated and awareness of it has risen in recent years. The market capitalisation of Cryptocurrency has seen a huge increase in the past ten years, from $1bn… Read more »

    Subscribe to our monthly “Let’s talk about money” newsletters here!    Opening a joint account can be a significant financial decision for people looking to navigate their financial lives together. Legal and General claim that two-thirds of cohabiting couples have a joint account and half of the remaining people would potentially share all… Read more »

    Subscribe to our monthly “Let’s talk about money” newsletters here!  In our modern tech-driven world, staying savvy about financial scams and keeping safe online is more important than ever. Scams are fraudulent schemes that trick people into parting with their personal details or cash.  Financial scams come in a variety of shapes and forms, from fake… Read more »

      Subscribe to our monthly “Let’s talk about money” newsletters here!  As the days get warmer it is a clear indication that summer is just around the corner. We’ve collated a few different ways you could save money this summer in your home, for parents to keep their kids entertained, or even booking… Read more »

    Subscribe to our monthly “Let’s talk about money” newsletters here!  GAP insurance could save you from an unexpected bill if you needed to make an insurance claim for your car, but is it worth buying this extra car insurance policy? In this article, we’ll give you an overview of what GAP insurance is,… Read more »

      Subscribe to our monthly “Let’s talk about money” newsletters here! Lifestyle inflation (also known as lifestyle creep) may be a new concept for some, but it’s a concept which is being discussed more and more. The term lifestyle inflation refers to when you increase your household spending as your income grows. With prices… Read more »

  Credit card and overdraft rates have hit record highs in the UK. We’re hoping to help explain the key differences between the products to help you get a better understanding of how they work, what they cost, and the main benefits and risks. In this article, we dive into these two borrowing options which… Read more »

  Scams. It’s an important topic that needs to be discussed to ensure fewer people fall victim to them. But what is it you should be aware of going into the New Year? From fraudulent websites to text message scams, we’ve compiled a range of educational material for you to consider, to help you avoid… Read more »

  With 40% of fixed-rate mortgage deals expected to expire in 2022 or early 2023, what do you need to be aware of? In this article, we’ll dive into the status of the market and provide you with information to keep you up to date. The current market Mortgage rates are slowly starting to drop… Read more »