We all have busy lives and our finances aren’t always the first thing on our minds. By planning ahead you may be able to save yourself money in interest. Statistics show that each UK household has an average of £2,688 unpaid debt on credit cards. The average APR on this borrowing stood at 18.5%… Read more »

  Well-being consists of physical, mental, emotional and social factors. “42% of people in the UK have experienced stress or anxiety due to financial difficulties” (Money Net). It has been found that financial difficulties can have a negative effect on well-being. Here at No1 CopperPot Credit Union, we encourage our members to save regularly in… Read more »

Christmas is a time to spend precious moments with family members and celebrate with delicious food. So, why do we get so caught up trying to afford presents for people, who we very rarely see? Christmas has started to revolve around gift buying for everyone we know; the cousin you see once a year, your… Read more »

  With less than six weeks to go until the big day, we want to share some important tips. This time of year, can be stressful, especially when it comes to your finances – so here are some of our top tips… Set yourself a budget for your Christmas shopping and stick to it! Once… Read more »

  As winter approaches, now is the perfect time to consider winter-proofing your home. In preparation for cold and rainy days, you may be thinking of making sure your home is warm and safe for you and your family. Have you ever experienced the pain of your boiler packing in? (Yes, it’s normally on the coldest… Read more »

The term “rainy day savings” is used a lot, but what does it actually mean and why is it so important? Rainy day savings are also known as emergency savings, as it’s a pot of money that is there to be used when an unexpected cost or emergency arises. Everyone should prepare for these situations,… Read more »

If you’ve never had a loan before the application process may seem complex, but don’t worry, we strive to make it as clear and simple as possible. Here is an insight into our loans process… it’s a piece of cake! Before you start you’ll need to know which product you’re applying for, how much you want… Read more »

With the excitement building, the ultimate football tournament has finally arrived. That’s right, the 2018 FIFA World Cup has kicked off! A month filled with incredible football action from the best footballers across the globe. As ever, our members are our number one priority – so let’s help you tackle your finances!   SCORE your goals No matter what you… Read more »

  As a Credit Union, we’re here to help our members with all things financial. That even includes helping to finance all the little events that occur throughout your lifetime. As February is deemed the month of love with Valentine’s Day popping up half way through, now is a popular time for people to start… Read more »

  If Christmas debts are the cause of your January struggle, it’s time to do some calculations and look at your options. Whether it’s debt through a credit card, car finance, loans, store credit or even payday lenders, it may eventually become a struggle to juggle. It’s important to be very careful with credit cards. Although they can… Read more »