We are no longer accepting applications for this years edition of the Fixed Term Deposit Account.
Register your interest in the Fixed Term Deposit Account 2026
Our Fixed Term Deposit account is currently closed, but the next issue will be launching soon. Leave your details below to join the waitlist and get early access when applications open. Joining the waitlist does not commit you to open an account, it simply ensures you’ll be among the first to hear when our popular Fixed Term Deposit becomes available again.
Understanding the Fixed Term Deposit Account
- This is a fixed-term savings account with a 12-month term.
- Withdrawals are not permitted during the 12-month term.
- You can deposit up to £40,000, provided you do not exceed the Credit Union adult savings limit per member.
- The funds you plan to deposit must be held outside of the Credit Union
- The account earns a return (AER), which is paid at the end of the 12-month term.
- You must be a member of No1 CopperPot Credit Union (you can apply for membership before submitting this application). Membership requires a minimum ongoing monthly saving of £5 into your Member Account.
- Life Protection is included until your 65th birthday (Terms and Conditions apply).
Previous editions of the Fixed Term Deposit Account
Our Fixed Term Deposit savings accounts begin and mature at different times, with varying rates. Members are welcome to apply for a Fixed Term Deposit whenever we have them available. If you have one of our previous releases you can read more about each one below, along with the relevant terms and conditions.
| Start Date | Maturity Date | Terms and Conditions |
| 1st December 2023 | 30th November 2024 | 1st December 2023 12-month Fixed Term Deposit Terms and Conditions |
| 1st November 2024 | 31st of October 2025 | 1st November 2024 12-month Fixed Term Deposit Terms and Conditions |
| 1st December 2024 | 30th November 2025 | 1st December 2024 12-month Fixed Term Deposit Terms and Conditions |
| 1st November 2025 | 31st October 2026 | 1st November 2025 12-month Fixed Term Deposit Terms and Conditions |
| 1st December 2025 | 30th November 2026 | 1st December 2025 12-month Fixed Term Deposit Terms and Conditions |
You’re covered with Life Protection
Life Protection is included with all our savings accounts and covers you up to the age of 65. This does not cost you anything, it is simply another benefit of saving with No1 Copperpot.
Your savings are protected up to a maximum of £40,000 per member. This means your savings could be doubled in the event of death, subject to our terms and conditions.
All benefits are paid at the discretion of our Board of Directors. Life protection is not an insurance policy and is not guaranteed. For more information please click here.
Your eligible deposits with No1 CopperPot Credit Union are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. For further information refer to the FSCS website at www.fscs.org.uk.
Cheadle Royal Business Park,
Cheshire, SK8 3GX
