Your Fixed Term Deposit is due to mature on 31st October 2025. You have the option to either access your funds upon maturity or fix them for a further 12 months in a new Fixed Term Deposit Account.

November 2025, Fixed Term Deposit Account details:
  • Start Date: 1st November 2025
  • Maturity Date: 31st October 2026
  • Interest Rate: 3.85% AER (paid at maturity)

Important: Early withdrawal is not allowed. Ensure you have sufficient emergency funds before committing.

Rollover options:
  • Capital + Interest: Both your deposit and the interest earned will be rolled into the new Fixed Term Deposit.
  • Capital Only: Only your initial deposit will roll over. Interest will be paid into your Member Account at maturity.
  • Partial Rollover: Part of your deposit is rolled over, and the remaining balance plus interest will be paid into your Member Account.

If you want to roll over your funds into a new Fixed Term Deposit, please complete the application form below. If you prefer your funds to mature and be paid into your Member Account, no action is required.