You’ll have probably seen the words “buy now pay later”, often referred to as BNPL, on most online checkout pages. It’s a fast-growing method of payment, used by around 19.4 million Brits, but did you know BNPL is currently unregulated by the Financial Conduct Authority (FCA)? In February 2021, the FCA published the Woolard… Read more »

Click here to view the official AGM Notice. Due to ongoing covid restrictions, this year’s AGM will be held virtually on the 16th of December. If you would like to attend please email CHooton@no1copperpot.com “Our members remain at the heart of our Credit Union, and the AGM is an opportunity for our members to have… Read more »

  Do you have savings set aside for emergencies? Not sure what you should be saving for or how much you should put away? I’m going to talk through some ideas on what you could be saving for and how much you may need. Nearly 4 in 10 people found themselves out of pocket last… Read more »

  What is Stamp Duty? Stamp Duty Lan Tax (SDLT) is applied to some residential property purchases in England and Northern Ireland. Ordinarily, there are different tax rates for different purchase prices ranging from 0% (up to £125,000) to 12% (in excess of £1,500,00). How is it changing? A decrease in stamp duty was introduced… Read more »

  Saving is a great habit to get into. Whether you save a few pounds or a couple of hundred each month, it all builds up and will no doubt come in handy in the future. Short term savings Saving for the short term can mean you have a small pot of money to fall… Read more »

  Many people ask us what the difference between a credit union and a bank is. We wanted to provide some clarity on this as we know it can be confusing due to both institutions providing similar services. The main difference between the two is that a credit union is a not-for-profit organisation, where surplus… Read more »

I recently went through the process of buying my first house and although I thought I was pretty clued up on the costs and what was going to happen, there were a few things I did not consider. This blog will be taking you through my experience and the costs I encountered whilst purchasing my… Read more »

We are constantly working to improve our services using the feedback from our valued members. We’ve been working hard to complete our latest project, which is the upgrading of your online member’s area. The aim is to make managing your account online quicker, easier and more secure. This is now live and ready for you to use and… Read more »

Here’s a quick breakdown of the current rules and information in England relating to holidays and what you can expect in terms of pricing. What you need to know Below are some of the travel rules which will come into effect on Monday 19th July: Adults in England who were fully vaccinated in the UK… Read more »

  This Limited Edition Loan will only be available to members of the Credit Union for a limited period of time. We could help you fund a home improvement project, your next car or a life event. So if you’re considering borrowing, you may want to act fast… we’re stopping accepting applications on 31st July!… Read more »