We are no longer accepting applications for the October 2025 edition of the Five-Year Regular Saver Account.
Register your interest in the Five-Year Regular Saver 2026
Our Five-Year Regular Saver is currently closed, but the next edition will launch in 2026. Leave your details below to join the waitlist and get early access to apply. By joining the waitlist, there is no obligation to open the account. We will simply keep you informed so you do not miss out on the chance to apply for our most popular savings account.
Understanding the Five-Year Regular Saver
- Helps members save consistently over a five-year period while keeping capital secure.
- Members must make monthly contributions between £10 and £150.
- Withdrawals are not permitted during the five-year term*.
- This account is paid an annual premium dividend which will be 0.5% above the dividend rate of our Member Account.
- May be a suitable for members who can commit to regular monthly contributions, want a secure long-term savings option, and want to protect their capital.
- May not be suitable for members who need short-term access to savings, want to invest a lump sum, or require a guaranteed rate of return.
- You must be a member of No1 CopperPot Credit Union (you can apply for membership before submitting this application). Membership requires a minimum ongoing monthly saving of £5 into your Member Account.
- Life Protection is included until your 65th birthday (Terms and Conditions apply).
*Early closure will incur a £20 administration fee.
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Please note: The calculator only reflects the total amount saved by the member and does not include any dividends earned on the account.
Previous editions of the Five-Year Regular Saver
The Five-Year Regular Saver is an account which has different releases, and members are welcome to apply to open one at each release if they wish, subject to availability. They are launched at set times and each last for a period of five years. You can read more about previous launches if you currently have one open that you are contributing into.
| Start Date | Maturity Date | Terms and Conditions |
| 1st January 2024 | 31st December 2028 | 1st Jan 2024 Five-Year Regular Saver Terms & Conditions |
| 1st October 2024 | 28th September 2029 | 1st Oct 2024 Five-Year Regular Saver Terms & Conditions |
| 1st October 2025 | 30th September 2030 | 1st Oct 2025 Five-Year Regular Saver Terms & Conditions |
You’re covered with Life Protection
Life Protection is included with all our savings accounts and covers you up to the age of 65. This does not cost you anything, it is simply another benefit of saving with No1 Copperpot.
Your savings are protected up to a maximum of £40,000 per member. This means your savings could be doubled in the event of death, subject to our terms and conditions.
All benefits are paid at the discretion of our Board of Directors. Life protection is not an insurance policy and is not guaranteed. For more information please click here.
Your eligible deposits with No1 CopperPot Credit Union are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. For further information refer to the FSCS website at www.fscs.org.uk.
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Cheshire, SK8 3GX
