Recently, we have seen an increase in the number of members who are coming to us for help with debt consolidation. We have already helped thousands of our members to consolidate their debt, ranging from payday loans to credit cards, store cards and overdrafts. The main aims of debt consolidation are to bring your… Read more »

  The anticipation of waiting for your first pay cheque from a new job can be thrilling and you might be tempted to spend most of it treating yourself! There is nothing wrong with treating yourself here and there, but long term you may benefit from a financial plan to help you manage your money…. Read more »

  The Limited Edition Loan is back! Applications are only open until the 30th November 2021, so if you missed out last time, now’s your chance. We could help you fund a home renovation project, your next car, or a life event.     All loans are subject to affordability and our lending criteria.  … Read more »

  You’ll have probably seen the words “buy now pay later”, often referred to as BNPL, on most online checkout pages. It’s a fast-growing method of payment, used by around 19.4 million Brits, but did you know BNPL is currently unregulated by the Financial Conduct Authority (FCA)? In February 2021, the FCA published the Woolard… Read more »

Click here to view the official AGM Notice. Due to ongoing covid restrictions, this year’s AGM will be held virtually on the 16th of December. If you would like to attend please email CHooton@no1copperpot.com “Our members remain at the heart of our Credit Union, and the AGM is an opportunity for our members to have… Read more »

  Do you have savings set aside for emergencies? Not sure what you should be saving for or how much you should put away? I’m going to talk through some ideas on what you could be saving for and how much you may need. Nearly 4 in 10 people found themselves out of pocket last… Read more »

  What is Stamp Duty? Stamp Duty Lan Tax (SDLT) is applied to some residential property purchases in England and Northern Ireland. Ordinarily, there are different tax rates for different purchase prices ranging from 0% (up to £125,000) to 12% (in excess of £1,500,00). How is it changing? A decrease in stamp duty was introduced… Read more »

  Saving is a great habit to get into. Whether you save a few pounds or a couple of hundred each month, it all builds up and will no doubt come in handy in the future. Short term savings Saving for the short term can mean you have a small pot of money to fall… Read more »

  Many people ask us what the difference between a credit union and a bank is. We wanted to provide some clarity on this as we know it can be confusing due to both institutions providing similar services. The main difference between the two is that a credit union is a not-for-profit organisation, where surplus… Read more »

I recently went through the process of buying my first house and although I thought I was pretty clued up on the costs and what was going to happen, there were a few things I did not consider. This blog will be taking you through my experience and the costs I encountered whilst purchasing my… Read more »