Many people ask us what the difference between a credit union and a bank is. We wanted to provide some clarity on this as we know it can be confusing due to both institutions providing similar services. The main difference between the two is that a credit union is a not-for-profit organisation, where surplus… Read more »

I recently went through the process of buying my first house and although I thought I was pretty clued up on the costs and what was going to happen, there were a few things I did not consider. This blog will be taking you through my experience and the costs I encountered whilst purchasing my… Read more »

We are constantly working to improve our services using the feedback from our valued members. We’ve been working hard to complete our latest project, which is the upgrading of your online member’s area. The aim is to make managing your account online quicker, easier and more secure. This is now live and ready for you to use and… Read more »

Here’s a quick breakdown of the current rules and information in England relating to holidays and what you can expect in terms of pricing. What you need to know Below are some of the travel rules which will come into effect on Monday 19th July: Adults in England who were fully vaccinated in the UK… Read more »

  This Limited Edition Loan will only be available to members of the Credit Union for a limited period of time. We could help you fund a home improvement project, your next car or a life event. So if you’re considering borrowing, you may want to act fast… we’re stopping accepting applications on 31st July!… Read more »

  Leasing a car The number of ways to finance a new car is continually growing, with lease (also known as Personal Contract Hire (PCH)) agreements becoming increasingly popular. The process of leasing a car involves signing an agreement with a broker for the long-term hire of a new vehicle. When the agreement ends, you… Read more »

  Premium bonds: what are they and should I buy them? Premium bonds were introduced by National Savings and Investments (more often known as NS&I) to encourage people to save. They were established in 1956 and are now owned by approximately 23 million people in the UK! You don’t get paid interest, but instead there’s… Read more »

  Many of us try to put some hard-earned savings aside each month to save for the future. But it’s important to be aware of how they’re taxed. I’m going to try and help to make things clearer, so that you have a better understanding of how taxes are applied to your savings. Many people… Read more »

    You can now request an Agreement in Principle (AIP) on our website! Obtaining an AIP is a quick and easy way to find out how much you could potentially borrow before you apply for a mortgage. This could allow you to start viewing homes within your budget. It’s not compulsory to have an… Read more »

After the last 12 months, we think everyone deserves a holiday! Some of you may feel comfortable travelling abroad, but for some that might be too much too soon, and that’s ok! The UK has plenty of beautiful holiday locations for you to visit and enjoy. We have complied a list of some must-see UK… Read more »