Posts By: Ben Kirkman

      Subscribe to our monthly “Let’s talk about money” newsletters here! Lifestyle inflation (also known as lifestyle creep) may be a new concept for some, but it’s a concept which is being discussed more and more. The term lifestyle inflation refers to when you increase your household spending as your income grows. With prices… Read more »

  Credit card and overdraft rates have hit record highs in the UK. We’re hoping to help explain the key differences between the products to help you get a better understanding of how they work, what they cost, and the main benefits and risks. In this article, we dive into these two borrowing options which… Read more »

  Scams. It’s an important topic that needs to be discussed to ensure fewer people fall victim to them. But what is it you should be aware of going into the New Year? From fraudulent websites to text message scams, we’ve compiled a range of educational material for you to consider, to help you avoid… Read more »

  Please be aware that following our Annual General Meeting on Thursday 15th December, our phone lines and office will close at 2.30 pm. We hope this does not cause too much inconvenience. You will still be able to access our website and App to manage your account and make withdrawals after this time.  

We’re giving away £1,000! Want to win a £100 voucher? Well you’re in luck! We’re giving away ten, £100 vouchers to help with your Christmas shop. With the cost of living challenge affecting us all, we wanted to give a little extra back this December. You probably want to know how to enter, and it… Read more »

  With 40% of fixed-rate mortgage deals expected to expire in 2022 or early 2023, what do you need to be aware of? In this article, we’ll dive into the status of the market and provide you with information to keep you up to date. The current market Mortgage rates are slowly starting to drop… Read more »

  NFTs. It’s a term you may have previously never heard of, yet more and more people are talking about it. So, what is it? The use of the word NFT (non-fungible token) has risen by more than 11,000% in 2021, it was even named the word of the year by Collins dictionary. An NFT… Read more »

  We’ve compiled a list of money saving tips to help keep costs down as we approach the winter period. No matter what financial position you are in, these tips should help you save some extra money! Ways to keep your energy bill down: Don’t leave your mobile phone in direct sunlight. This will cause… Read more »

The number of people investing their money is on the rise, but what should you be aware of and what are the differences between investing and saving? We aim to provide you with information to help you make smart, responsible financial decisions. The difference between savings accounts and investments An investment is an asset or… Read more »

  Let’s talk about buy now pay later, 8 months down the line. Here is the last article we wrote about buy now pay later in Oct 2021. Is Buy Now Pay Later still popular? Buy Now Pay Later (BNPL) is still a well-used payment , and research has shown that nearly half of 16… Read more »