Get a loan that fits you perfectly

Borrowing from No1 CopperPot has more benefits than simply being personally assessed by a dedicated Loans Officer. A loan from your police family exclusive credit union has;

  • Clear interest rates. No representative APR, meaning the rate you see is the rate you get, no matter your credit score.
  • No early repayment fees. Overpay or repay your loan anytime, without additional charges.
  • Convenient payroll deduction. Repay directly from your salary with payroll deduction available in most UK police forces. 

All loans are subject to affordability and our lending criteria. Missed repayments could have a negative impact on your credit file.

Eligibility

✓    All applicants must be aged 18 or over and a UK or Isle of Man resident.
✓    You’re a retired or serving Police Officer, Police Staff, PCSO, Special, or an immediate family member (living at the same address).
✓    Only members of the Credit Union can obtain a loan (you can apply for membership within your loan application).

The application process

Complete the application

You can apply for our loan products and membership at the same time, online or through our mobile app.

Assessing your loan

Your application is personally assessed by our experienced Loans Officers, who consider your overall affordability, not just your credit score.

The decision

We strive to assess your application and provide a decision within three working days. If approved and the agreement is signed you can receive funds almost instantly.

Explore our products
Find your loan

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Oli Oliver profile picture
Oli Oliver
9 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Smooth process start to finish, everything went through in the proposed timeline. Faultless
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Gary Fletcher profile picture
Gary Fletcher
16 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Rachel was extremely helpful, very efficient and made applying for a loan incredibly easy. I highly recommend both Rachel and Copperpot
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Mark Gateley profile picture
Mark Gateley
21 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Rachel help me today with my loan along with Jess in office. Both were amazingly efficient and helpful with the process of navigating the e-sign and forms. Thanks again credit union and staff.
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Sam_Palmer profile picture
Sam_Palmer
24 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
They were very professional through the whole process, very easy to talk to over the phone and they get things sorted as soon as they can. The process was smooth and then sent me over everything I needed to do and they sorted all the rest. I had no problem and no stress whatsoever.
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Tanaka Mtisi profile picture
Tanaka Mtisi
27 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
The help I received from Rachel Fletcher was sensational, Rachel was very helpful in progressing my application, thorough and quick.
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Tyha Currie profile picture
Tyha Currie
29 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Copperpot has been my saviour on many occasions. So quick and easy and everyone is super helpful. Comes directly out of payroll so don't even notice it coming out. Great APR rates lower than I can get elsewhere. Thank yous for being my saviours.
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chisel 2514 profile picture
chisel 2514
38 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
CopperPot always help me out when I need them to ,staff are always easy to speak to and very helpful.
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HG73 profile picture
HG73
43 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Again great service from the staff. Courteous hassle free service
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Joe Davis profile picture
Joe Davis
43 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Rachel was really helpful over the phone. Everything was made clear and easy. The whole process from start to finish was simple and easy to understand. Would definitely recommend the service to others.
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Conall Jacklin profile picture
Conall Jacklin
52 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5
Really helpful and understanding, Rachel made everything happen really quickly. Will definitely be a returning customer if I need a loan in the future.