Are you looking to buy your first home, move home or remortgage? We could help you. We are the only credit union in England and Wales to be able to help their members buy their own homes – something that we are very proud of too!

We offer up to 90% Loan to Value mortgages, in order to help members in a wide range of situations. As payroll deduction is available in many forces across England and Wales, this allows you to repay your mortgage direct from your wages too, making repaying simple and straightforward. 



Our Mortgage Products 
Click on the products below to find out more
Standard Variable Rate Mortgage
Two Year Fixed Rate Mortgage
Three Year Fixed Rate Mortgage
Help to Buy: Equity Loan Scheme




Mortgage Calculator

Do you want to find out how much one of our mortgages could cost you? You can use our mortgage calculator to get yourself an estimate! It can give you an idea of how much your monthly repayments may be, as well as how much we could potentially lend. If you are interested in finding out more you can contact a member of our Mortgage Team on 0161 741 3160, or Request a Call Back.





  • Request a Call Back
    Do you have some questions for us? You can choose a suitable time to speak with one of our Mortgage Advisers.
    > Request a Call Back
  • Budget Planner
    You can download our free budget planner to work out your disposable income, helping you to work out how much you can afford to borrow.
    > Budget Planner
  • Useful Contacts
    Here we have collected some important contacts that may be helpful to you during the mortgage application process.
    > Useful Contacts
  • Tariff of Charges
    We aim for our products to be clear and fair. You can see a full list of charges that are associated with our mortgages here.
    > Tariff of Charges
  • Help to Buy Scheme
    We're proud to be able to offer mortgages for the Help to Buy: Equity Loan scheme! You could buy a home with just a 5% deposit.
    > Help to Buy
  • Agreement in Principle
    Take the first step towards buying or remortgaging your home.
    > Agreement in Principle


Made your mind up? Need more information?
If you've seen all that you need to see, and decided you want to apply for a mortgage with us, call one of our Mortgage Advisers on 0161 741 3160 and they'll tell you about the next step of your application. If you want more information, feel free to speak to one of our friendly Mortgage Advisers to ask anything you're unsure of. You can call them on 0161 741 3160 or Request a Call Back and one of our Mortgage Advisers will call you at a time that suits you.


Need help?

If you are experiencing financial difficulty, or are struggling to repay your mortgage with us, please contact us as soon as possible where a member of our team will be able to assist you.