Are you looking to buy your first home, move home, or remortgage? We could help you. We are the only credit union in England and Wales to be able to help their members buy their own homes – something that we are very proud of!

We offer up to 95% Loan to Value mortgages, in order to help members in a wide range of situations. As payroll deduction is available in many forces across England and Wales, this allows you to repay your mortgage direct from your wages too, making repaying simple and straightforward. 


Mortgages with your Credit Union

All mortgage applications are individually assessed by one of our in house Mortgage Advisers. Decisions are based on your ability to repay and not solely on your credit score.

When you begin your mortgage process with No1 Copperpot, we dedicate a personal Mortgage Adviser to you, who will take you through the entire process. We deal with all mortgage applications in-house, so if you have any questions you can contact us whenever suits you and we will be happy to assist

Our Mortgage Products 
Click on the products below to find out more
Standard Variable Rate Mortgage
Two Year Fixed Rate Mortgage
Three Year Fixed Rate Mortgage
Help to Buy: Equity Loan Scheme


Mortgage Calculator

Do you want to find out how much one of our mortgages could cost you? You can use our mortgage calculator to get yourself an estimate! It can give you an idea of how much your monthly repayments may be, as well as how much we could potentially lend. If you are interested in finding out more you can contact a member of our Mortgage Team on 0161 741 3160, or Request a Call Back.

Do you have some questions for us? You can choose a suitable time to speak with one of our Mortgage Advisers. Download our free budget planner to work out your disposable income, helping you to work out how much you can afford to borrow. We have collected some important contacts that may be helpful to you during the mortgage application process.
You can see a full list of charges that are associated with our mortgages here.  You could buy a home with just a 5% deposit with the Help to Buy: Equity Loan scheme. Take the first step towards buying or remortgaging your home.

Made your mind up? Need more information?
If you’ve seen all that you need to see and decided you want to apply for a mortgage with us, call one of our Mortgage Advisers on 0161 741 3160 and they’ll help you with the next step of your application. If you want more information, feel free to speak to one of our friendly Mortgage Advisers to ask anything you’re unsure of. You can call them on 0161 741 3160 or Request a Call Back and request we call you at a time that suits you.

Need help?

If you are experiencing financial difficulty, or are struggling to repay your mortgage with us, please contact us as soon as possible where a member of our team will be able to assist you.