After the last 12 months, we think everyone deserves a holiday! Some of you may feel comfortable travelling abroad, but for some that might be too much too soon, and that’s ok! The UK has plenty of beautiful holiday locations for you to visit and enjoy. We have complied a list of some must-see UK… Read more »

The opinions expressed in this article are those of the author, and they do not reflect in any way those of No1 CopperPot Credit Union. My mum always said she thought I would leave home at 18 like she did. Unfortunately, at 18 I was working part-time in retail with little in my savings. As… Read more »

Overdrafts can be a useful facility to help fund unexpected bills, however it’s important to be aware of how much you could be charged to use it, especially with recent changes. So what’s changed? From April this year, the FCA announced that banks would be required to price overdrafts using a single annual interest rate,… Read more »

  Having a reliable car can make a huge difference to your everyday life. Amongst other things it’s there to help you drop the kids off at school, see friends and family or get you safely to work. Our Member Loan could help you purchase your perfect car. Key benefits of the Member Loan You can apply to… Read more »

  What is Stamp Duty? Stamp Duty Land Tax (SDLT) is applied to some residential property purchases in England and Northern Ireland. Ordinarily, there are different tax rates for different purchases prices ranging from 0% (up to £125,000) to 12% (in excess of £1,500,000). What have the government announced? Due to the national impact of… Read more »

  Overdrafts can be handy for helping with unexpected bills or costs and over 50% of the UK’s banking population rely on overdrafts (Forbes 2019). Up until April 2020, overdrafts have worked by the bank charging daily or monthly fees. From April 2020, the banks will charge a single annual interest rate. This has been… Read more »

  Valentine’s Day can be expensive, from a bunch of roses to expensive meals and gifts. Before you know it, you’ve spent a chunk of your monthly wage on a single day. What else could you do? You could put it towards booking a holiday, take the family on a day out or simply save… Read more »

  Saving money regularly can help provide financial security for the future. You can use these savings in case of an emergency, or even for a two-week holiday in the Caribbean! To help you save with ease we offer payroll deduction*. So, what are you saving for? How long it will take you and how… Read more »

  We are proud to announce we have started using Open Banking. This will ultimately reduce the amount of time taken to complete loan applications and make the process much easier for our members. We use Open Banking through a secure platform called Credit Kudos. This will allow us to view your transactional data. Thus,… Read more »

  Your credit score is a rating which is based on your current and previous financial situation. Financial companies and other organisations will check your score when you apply for credit with them. They use this information to decide whether you could be a good candidate to lend to. Your credit score is built from… Read more »