Welcome

We like to keep our members updated on everything going on at No1 CopperPot Credit Union, here you can find a round up of our news.

News

Apply for a Mortgage Agreement in Principle

    You can now request an Agreement in Principle (AIP) on our website! Obtaining an AIP is a quick and easy way to find out how much you could potentially borrow before you apply for a mortgage. This could allow you to start viewing homes within your budget. It’s not compulsory to have an… Read more »

Categories: Products

No1 CopperPot’s Travel Guide

After the last 12 months, we think everyone deserves a holiday! Some of you may feel comfortable travelling abroad, but for some that might be too much too soon, and that’s ok! The UK has plenty of beautiful holiday locations for you to visit and enjoy. We have complied a list of some must-see UK… Read more »

Categories: Advice, Products

Changes to the Help to Buy Scheme

The Help to Buy Scheme was introduced by the Government in 2013 to help buyers who are struggling to save for their first house deposit to get on to the property ladder. It is now solely available to first time buyers. The first scheme was open for both first and second time buyers looking to… Read more »

Categories: Products

Up to 60% LTV mortgages

So what’s on offer? We’re offering cashback to all our members who have at least 40% equity in their homes. Depending on whether you choose a two-year fixed rate or a three-year fixed rate, there’s £500 or £750 up for grabs! It’s entirely up to you to choose what to spend your cashback on, it… Read more »

Categories: Products, Promotion

An alternative to your overdraft

Overdrafts can be a useful facility to help fund unexpected bills, however it’s important to be aware of how much you could be charged to use it, especially with recent changes. So what’s changed? From April this year, the FCA announced that banks would be required to price overdrafts using a single annual interest rate,… Read more »

Categories: Advice, Products

Are you looking for a new car?

  Having a reliable car can make a huge difference to your everyday life. Amongst other things it’s there to help you drop the kids off at school, see friends and family or get you safely to work. Our Member Loan could help you purchase your perfect car. Key benefits of the Member Loan You can apply to… Read more »

Categories: Advice, Products

Looking for a flexible cash boost?

  With so many people now spending more time at home it has given them the opportunity to work on their gardens and houses. Some are also buying exercise equipment to replace time spent at the gym. If you are looking to fund projects such as these with flexible credit, our Revolving Credit facility may… Read more »

Categories: Products

Debt Consolidation Loan

  Our members borrow from the Credit Union for a variety of reasons. Recently, we have seen an increase in the number of members who are coming to us for help with debt consolidation. We have already helped many members to consolidate their debt(s), ranging from credit cards to store cards. The main aim’s of… Read more »

Categories: Office Updates, Products

The Christmas Loan is back!

    It’s that magical time of year again, Christmas is nearly here! Many of you will be considering where to have your Christmas dinner and who you need to buy presents for. You’re probably also thinking about how you’re going to fund the festive period. Although we all do our best to save up for the seasonal period sometimes it’s easier said than… Read more »

Categories: Office Updates, Products

Open Banking

  We are proud to announce we have started using Open Banking. This will ultimately reduce the amount of time taken to complete loan applications and make the process much easier for our members. We use Open Banking through a secure platform called Credit Kudos. This will allow us to view your transactional data. Thus,… Read more »