Looking for a flexible cash boost?


With so many people now spending more time at home it has given them the opportunity to work on their gardens and houses. Some are also buying exercise equipment to replace time spent at the gym. If you are looking to fund projects such as these with flexible credit, our Revolving Credit facility may be an option for you.

How does it work?

Our Revolving Credit facility gives members access to credit of up to £5,000. You only withdraw what you need, when you need it. This means you could have a limit of £5,000 but only use £2,000 and withdraw more if and when you needed to. Interest is only charged on the funds drawn, not the whole amount available.

If a member was approved for Revolving Credit with a limit of £2,000, the minimum monthly repayment would be £64. If at any point none of the funds had been withdrawn £64 would still be taken but would be credited to your Member Account. This helps to boost your savings. Members can also make additional payments to repay the funds quicker.

The full breakdown of credit limits and minimum repayments are available on the website here.

The best bits

  • Clear and fixed interest rate of 12.68% APR for all members.
  • A flexible way of borrowing, which allows you to overpay and withdraw as frequently as you wish.
  • During the months when you have no outstanding balance, your monthly payments are placed into your Member Account to build your savings.
  • Life Protection included at no added cost (terms and conditions apply).