We’ve improved our mortgage product range!

How does the Help to Buy: Equity Loan scheme work?

The following table and diagram provide examples of how this scheme is broken down. It explains how much you would need to save for a deposit, how much you could potentially borrow on the equity loan and the value of the mortgage you would need to apply for.

Why borrow from us?

• You will be assigned one of our friendly in-house Mortgage Advisers who will guide you through the process every step of the way.
• All mortgage applications are personally assessed by our Mortgage Advisers, who do not focus solely on your credit score. This means that if your credit score isn’t as high as you would like, we may still be able to help, assuming the repayments are affordable.
• We don’t charge commission and there are no application or arrangement fees when you apply for a mortgage with us.

We are pleased to be able to help more of our members get on to the property ladder and help finance their dream home through the extending our maximum mortgage term and launching the Help to Buy: Equity Loan scheme. If you are interested in discussing any of our new updates or existing products with one of our mortgage advisers, feel free to call the office on 0161 741 3160 or you can Request a Call Back at a time that suits you.