Posts By: Emily Sproston

Are you clear on the overdraft changes?

  Overdrafts can be handy for helping with unexpected bills or costs and over 50% of the UK’s banking population rely on overdrafts (Forbes 2019). Up until April 2020, overdrafts have worked by the bank charging daily or monthly fees. From April 2020, the banks will charge a single annual interest rate. This has been… Read more »

Categories: Advice

Save money and spend your love this Valentine’s Day

  Valentine’s Day can be expensive, from a bunch of roses to expensive meals and gifts. Before you know it, you’ve spent a chunk of your monthly wage on a single day. What else could you do? You could put it towards booking a holiday, take the family on a day out or simply save… Read more »

Categories: Advice

Wouldn’t it be great if we could predict the future?

  Saving money regularly can help provide financial security for the future. You can use these savings in case of an emergency, or even for a two-week holiday in the Caribbean! To help you save with ease we offer payroll deduction*. So, what are you saving for? How long it will take you and how… Read more »

Categories: Advice

Debt Consolidation Loan

  Our members borrow from the Credit Union for a variety of reasons. Recently, we have seen an increase in the number of members who are coming to us for help with debt consolidation. We have already helped many members to consolidate their debt(s), ranging from credit cards to store cards. The main aim’s of… Read more »

Categories: Office Updates, Products

Merry Christmas and a Happy New Year!

  We just wanted to remind you of our opening hours during the festive period. 24th December                                             8am   –   12:30pm 25th December                         … Read more »

Categories: Office Updates

We are all winners!

  We held our Annual General Meeting today and we would like to say a big thank you to all the members that attended. For those who were unable to attend, we have put together a summary of today’s meeting below: Last financial year, we grew by 1,458 members – taking our total membership to… Read more »

Categories: Office Updates

The 2020 birthday card competition winner is…

It’s that time of year again where we get to announce our birthday card competition winner! As you may already know, each year we ask our juniors to design our new birthday card. This year we’ve had fantastic entries. It’s always so hard to choose one favourite, but this year we can announce that… Oliver… Read more »

Categories: Office Updates

The Christmas Loan is back!

    It’s that magical time of year again, Christmas is nearly here! Many of you will be considering where to have your Christmas dinner and who you need to buy presents for. You’re probably also thinking about how you’re going to fund the festive period. Although we all do our best to save up for the seasonal period sometimes it’s easier said than… Read more »

Categories: Office Updates, Products

Open Banking

  We are proud to announce we have started using Open Banking. This will ultimately reduce the amount of time taken to complete loan applications and make the process much easier for our members. We use Open Banking through a secure platform called Credit Kudos. This will allow us to view your transactional data. Thus,… Read more »