Helping the Police Family financially…


The most common reasons for taking out personal loans, according to Business Matters Magazine, are emergency expenses such as car repairs, debt consolidation, big life events such as weddings and lifestyle choices including home improvements.

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No1 CopperPot Credit Union offers clear loans for all the above purposes and more. Whether you’re new to the job or retired, we are here to help!

As our services are exclusively for the Police Family, we have tailored our products to help officers throughout their career. We offer a Student Officer Loan for Police Officers within their first two years of service. You can apply to borrow up to £7,500 at a discounted rate of 5.9% APR, this loan is designed to help officers get on their feet at the start of their career! We also offer a Commutation Loan. This allows members to unlock part of their commutation up to 12 months before you retire. If our tailored products don’t apply to you, we offer a Member Loan, which allows you to borrow up to £25,000 for a range of purposes.

Benefits of having a loan with us;

  • You can borrow up to £25,000 unsecured
  • No representative APR, the rate you see is the rate you get!
  • You can see how much your repayments will be before applying, using our loan calculator
  • Loan repayments via payroll deduction (available in 27 forces)
  • Loan decisions are based on affordability, not your credit score alone
  • No early repayment fees.

We pride ourselves on helping the Police Family financially with our clear loans and simple savings.


All loans are subject to affordability and our lending criteria.